by C. Kelly Buckley, MBA, CFP® | May 6, 2020 | SFA | 0 Comments

May 6, 2020 One lesson our nation's elected leaders should learn from COVID-19, is that common sense should take precedence over fear bound decision making. As of today, Kentucky has 5,245 known confirmed cases of COVID-19. We also have 261 tragic COVID-19 deaths....

by C. Kelly Buckley, MBA, CFP® | April 9, 2020 | SFA | 0 Comments

April 9, 2020 In the past month with our nation’s economy, the world economy, and your investment values have taken a major hit. Most of the financial damage was done in a very short 2-3-week period. This is very representative of the fact that when markets...

by C. Kelly Buckley, MBA, CFP® | April 9, 2020 | SFA | 0 Comments

April 9, 2020 I want all of our client’s, friends, and family to know that Spectrum Financial Alliance Ltd., LLC has participated in the Paycheck Protection Program (PPP) and received notification of our approval under that program within 2 ½ working days...

by C. Kelly Buckley, MBA, CFP® | April 3, 2020 | SFA | 0 Comments

April 3, 2020 If you know someone who owns a business, is a sole proprietor, or a contract employee and you want to help them, the information below is critically important! The Small Business Administration (SBA) has implemented the Paycheck Protection Program (PPP)...

by C. Kelly Buckley, MBA, CFP® | April 2, 2020 | SFA | 0 Comments

April 2, 2020 On March 23rd, 2020, we believe that the market reached its’ low point with a closing value of 2,237 on the S&P 500. Yesterday the equity market reacted adversely to the President’s news conference Tuesday night where it was announced that our...

by C. Kelly Buckley, MBA, CFP® | March 24, 2020 | SFA | 0 Comments

March 23, 2020 On Friday, March 20, 2020, the U.S. Treasury Department, Internal Revenue Service (IRS), and the U.S. Department of Labor (Labor) announced that small and midsize employers can begin taking advantage of two new refundable payroll tax credits, designed...

by C. Kelly Buckley, MBA, CFP® | February 26, 2020 | SFA | 0 Comments

February 26, 2020 The one certainty in equity investments is that if held long-term, they have never failed to provide a great return. Problems come and go but, inevitably, higher long-term corporate earnings push equity prices upward. Note the Ibbotson chart below...

by C. Kelly Buckley, MBA, CFP® | February 24, 2020 | SFA | 0 Comments

February 24, 2020 This morning equity markets around the world are markedly lower due to another increase in fear pertaining to the coronavirus. The Coronavirus epicenter was in Wuhan, China and is centered primarily in Asia. But this weekend there were reported cases...

by C. Kelly Buckley, MBA, CFP® | October 8, 2019 | SFA | 0 Comments

In recent days, we have experienced a selloff from the new market highs reached in September 2019. This selloff is normal as equity owners take profits off the table and as uncertainty of international trade again raises its head. This should be very short-term! The...

by C. Kelly Buckley, MBA, CFP® | August 15, 2019 | SFA | 0 Comments

Turbulent markets and a very temporary inversion of the yield curve have caused overly emotional speculation of an impending recession. All of the fear generated in our markets are wrapped up in the trade dispute with China. Yesterday was a big down day in the markets...

by C. Kelly Buckley, MBA, CFP® | August 5, 2019 | SFA | 0 Comments

Since the market opened last Thursday, we have seen the market give up a portion of this year’s extraordinary gains. The S&P 500 index as of this morning at 11:40am is down 2.25%. Let’s differentiate between a normal “correction” and a longer-term, more serious...

by C. Kelly Buckley, MBA, CFP® | July 19, 2019 | SFA | 0 Comments

Much has been written in the secular and financial press lately about the bull market in stocks being over. But is it really? I have several observations that I think will help you understand better why we believe it’s nowhere near over. First, equity market movements...

by C. Kelly Buckley, MBA, CFP® | May 31, 2019 | SFA | 0 Comments

May has not been a friendly month for our nation’s equity markets. Through yesterday’s close, the S&P 500 Index is off 5.33%. This means that, for the first five months of 2019, Spectrum clients have annualized returns, net of all costs, of 12.53%, but also have...

by C. Kelly Buckley, MBA, CFP® | May 24, 2019 | SFA | 0 Comments

After 32 years of practice and having the privilege of working for so many wonderful and incredible folks, as well as having the best staff I have been privileged to work with, you’d think I would be able to more clearly and persuasively explain how our firm has the...

by C. Kelly Buckley, MBA, CFP® | March 22, 2019 | SFA | 0 Comments

Today the market, as measured by the S&P 500, is down 1.63% (as of 3:35pm EST) on a renewed (and completely irrational) fear of a yield curve inversion (which has not occurred and is extremely unlikely to occur in the intermediate future) and the fear of worldwide...

by C. Kelly Buckley, MBA, CFP® | December 24, 2018 | SFA | 0 Comments

The equity markets’ negative returns, and the large negative sentiment, have been driven by a fear of Chinese trade issues, Federal Reserve policy issues, and now the market’s downside, we believe, has all but burned itself out. Irrational market panics, like this,...

by C. Kelly Buckley, MBA, CFP® | December 18, 2018 | SFA | 0 Comments

Mike Reich, who you may know has been with our firm for over three years, recently graduated from the University of Georgia with a master’s degree in Financial Planning and successfully passed the Certified Financial Planner™ exam last month. Now that Mike has...

by C. Kelly Buckley, MBA, CFP® | December 6, 2018 | SFA | 0 Comments

December 6, 2018 The past two months of slow market decline have brought our firm’s returns down, from the first of the year, to approximately -5%. The real question is: what’s causing this short-term decline in what we believe is a very long-term secular market? We...

by C. Kelly Buckley, MBA, CFP® | November 20, 2018 | SFA | 0 Comments

November 20, 2018 Fourth Time is a Charm! Markets, as they occasionally do, have declined over the past month. Since early October of this year we have experienced another retest of the early February 2018 lows. This year, there have been several retests...

by C. Kelly Buckley, MBA, CFP® | October 29, 2018 | SFA | 0 Comments

October 25, 2018 From October 3rd through yesterday, October 24th’s, close, the S&P 500 lost approximately 9.2% of its value. This negatively impacted the majority of our clients’ portfolios and concluded, what we believe, is the third “retest” of the...