ARE YOU LOSING SLEEP OVER THE MARKETS?

Not sure how to handle your portfolio when ‘staying the course’ feels too intimidating? Whenever the market hits a rough patch, there are generally two responses from investors and advisors. Some voices urge you to tune out the noise, avoid panicking, remain long-term...

HAVE QUESTIONS? WE HAVE ANSWERS!

At Spectrum Financial Alliance, Ltd., LLC, we believe that knowledge is power! We want to help you and your family find better insight and clarity about the markets, the economy, investments, investment strategies, and more. Our professional and highly experienced...

SHORT-TERM MOVE IN SFA CYCLICAL STOCKS!

Markets have recently fretted over a variety of concerns such as the COVID-19 D variant, Chinese regulator crackdown, inflation, etc. Our firm strongly believes that those concerns are extremely overblown at this point. We have closely tracked the progress of the D...

PRODUCER PRICES SURGE 8.3% ANNUALLY – FIFTH STRAIGHT RECORD GAIN! Read below!

The U.S. Labor Department reported today that its producer price index — which measures inflationary pressures before they reach consumers — rose at the fastest annual pace on record for the fifth consecutive month in August. This significant inflation increase is...

SEPTEMBER 11TH, 2001, A DAY WE WILL NEVER FORGET.

20 years later, we still remember the 2,996 lives taken during the tragic events that altered our country forever. Spanish philosopher, George Santayana, said, “Those who cannot remember the past are condemned to repeat it.” WE REMEMBER! Tomorrow, and always, we honor...

SOMEWHAT DISAPPOINTING JOBS REPORT – BUT DESPITE THE LAG IN JOB GROWTH IN AUGUST, HEAVY IMPROVEMENT IS APPROACHING!

Today's US Labor Department jobs report revealed that July jobs were up 235,000, well short of the 720,000 expected. This report shows conclusively, in our opinion, that when the federal government pays people a significant amount of money, in addition to normal state...

ANOTHER EXAMPLE AS TO WHY REAL ESTATE – ESPECIALLY FOR FIRST TIME HOME OWNERS – IS CURRENTLY A VERY DANGEROUS GAMBLE!

Because of irrational, unscientific COVID-19 policies that caused temporary increased demand for housing (as urban inner cities emptied), home prices have skyrocketed over the last 18 months. Since housing is the most interest rate-sensitive part of the U.S. economy,...

THE RUSH BACK INTO THE LABOR MARKET!

On August 4, 2021, we stated in a social media post that "In two days, we are only 30 days out from ending the $300 per week additional federal unemployment payment. So here's what we believe is going to happen. Over the next two weeks, employers who haven't been able...

3 TIPS TO HELP YOU RETIRE COMFORTABLY

Many individuals do not feel 100% confident they'll be able to save enough to retire comfortably. It can definitely be a daunting task, but if you have a solid strategy in place, you can solve the problem of not being able to save enough for retirement. Here are a few...

PREPARE FOR THE UPCOMING PLUNGE IN REAL ESTATE PRICES

During my 34 years in practice as a Certified Financial Planner®, and from the time I graduated the United States Air Force Academy, I was always of the mindset that young people starting out in life should immediately, or as soon as financially possible, acquire an...

THROUGH THE PANDEMIC, THE ECONOMY CONTINUES TO GROW!

Initial claims for unemployment insurance were little changed over the past week, hovering around pandemic-era lows as the jobs market continues to improve. First-time filings totaled 353,000 for the week ended August 14, 2021. This was slightly above the previous...

MY AFGHANISTAN THOUGHTS AND YOUR SFA PORTFOLIO

Many clients have called, emailed, or texted me recently concerning my thoughts on political and military events in Afghanistan. Because this topic is heavy on people's minds and hearts, I feel it's necessary to address it directly. I want to start by saying that...

INFLATION IS HERE TO STAY!

Data released last week by the Bureau of Labor Statistics showed that the consumer price index (CPI), a measure of prices that Americans pay for everyday goods and services, rose 0.5% from June and 5.4% from a year ago. Folks, inflation is here to stay, in our...

A Market Rally is Near as COVID-19 Cases and Deaths are Declining Quickly

As you will note in the graphs below, the United States, Florida (the state “hit hardest” by COVID - per many media reports), and Kentucky, are now seeing a striking disconnect between the number of reported COVID cases and deaths. Why is that? ALL DATA IS FROM CDC -...

One Last Chance…

Life always seems smoother if you try to roll with the punches - and make lemonade out of lemons. Our firm believes strongly that the recent sell off in the equity markets is all but done, on about as much bad news as we have seen about COVID, especially in such a...

CHILDREN, LIGHTNING STRIKES, AND COVID-19

In response to our social media post our firm sent out yesterday afternoon, we received a question from a very valued client who appreciated our advice, but wanted some clarification on the facts mentioned regarding children, lightning strikes, COVID-19 cases,...

INFLATION IS IN NO WAY TEMPORARY – PREPARE FOR AT LEAST 20 YEARS OF INFLATIONARY PRESSURES!

The Labor Department said Wednesday that consumer prices rose 5.4% annually in July. The Federal Reserve has insisted the recent price gains are "transitory" and that those increases will mitigate once production issues are resolved. In our view, economists and...

SFA says, “INFLATION IS IN NO WAY TEMPORARY – PREPARE FOR AT LEAST 20 YEARS OF INFLATIONARY PRESSURES!”

On May 12, 2021, we stated in a social media post that inflation is rising "due to economic ramifications resulting from excessive fiscal and monetary stimulus, pent-up consumer demand, and supply issues arising from the government's shutdown of our nation's economy...

Do you worry about your retirement income changing with the highs and lows of the market?

Do you worry about your retirement income changing with the highs and lows of the market? You’re not alone! The continued uncertainty of the economy and stock market has millions of Americans worried that their retirement could be rocky and unstable. When the stock...

FLUCTUATION IN THE AUTO INDUSTRY

COVID has brought on fluctuation in the auto industry, as well as the stock market. At Spectrum Financial Alliance, we use a proactive investment approach to stay AHEAD of the changes in the stock market so you can have a secure, successful retirement! Contact our...