October 25: Current Market Outlook

October 25, 2018 From October 3rd through yesterday, October 24th’s, close, the S&P 500 lost approximately 9.2% of its value. This negatively impacted the majority of our clients’ portfolios and concluded, what we believe, is the third “retest” of the...
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August 30th: A Look Ahead

A Look Ahead Since our June 8th newsletter, Anticipate the Ball, a lot has happened in our economy. In this letter I would like to discuss the import of some of the national/international news in terms of how it affects your portfolio and cover our...
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History and Peace were made today!

  History and Peace were made today!   President Trump and his team have made history in a very short period of time with the concurrence and agreement made with North Korea to completely denuclearize the Korean Peninsula. After billions of tax dollars were...
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Anticipate the Ball

June 8, 2018 Anticipate The Ball When you think about it, in almost any sport the most outstanding player seems to always be around the ball. They tend to make the big catch in a football game. They tend to have the most rebounds on a basketball court. They tend to be...
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Ibbotson SBBI

This chart pertains to Spectrum Financial Alliance's conference call on 4/2/18, Understanding Recent Market Movement and Expected Investment Returns This...
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US Economic activity continues to increase

November 30, 2017 It’s hard to believe that it is almost December 1! We hope your Thanksgiving was wonderful! So much has happened in all of our lives, in our economy and in our wonderful country throughout 2017. This letter is intended to share what we expect...
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Tax Reform

On Thursday October 26, 2017 the United States House of Representatives unexpectedly approved a $4 trillion budget plan for our nation that paves the way for badly needed tax reform to likely occur this year. The senate had passed the measure last week, and the US...
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Economic Effects of North Korea Threats

Recently, several clients have asked questions pertaining to the North Korea situation which, over the past two days, has caused some settling in the equity markets. President Trump has been facing a lot of criticism for his so-called “harsh language” and...
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2017 First Half Round Up and a Look Ahead

August 3, 2017  2017 First Half Round Up And A Look Ahead  A lot has happened since our last letter of April 28th. Once again, we’ve seen how powerful political intrigue and influence from D.C. can shape investor perceptions, risk assessment, and...
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Connect with Us!

As you may be aware, a lot happened yesterday in the news. We believe that the market’s negative reaction was clearly caused by the fear that Trump will not complete his agenda. Due to today’s technological advances, information is moving much faster and...
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Two Steps Forward, One Step Back

The path of humanity is clearly, throughout the decades, progress. Despite this, we still harbor investment fears and doubts. In the investment world, our doubts are exasperated by having lived through a dramatic market decline in 2008. But inevitably, and as we...
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Arconic Vote

You might be aware that recently you have received multiple solicitations pertaining to the election of the board of directors for Arconic. This election will be conducted at the company’s 2017 annual meeting of shareholders. I’ve reviewed the information...
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History Was Made!

A momentous event occurred on November 8, 2016.  This event was predicted by our firm in the letter sent to you on September 16, 2016 when we stated “I believe Donald Trump will win the Presidential election by a large margin (2%+ points).” On the...
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Economic Reality Approaching the Election

It’s almost hard to believe that summer’s end is near. 2016 began with a huge thud when we experienced the worst January for investment market performance on record. January’s decline got our year off on a terrible note and was primarily caused by...
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Update on Keryx

Yesterday we closed out of approximately half of our KERX positions. KERX surprised investors early Monday with news of a supply disruption with their drug Auryxia. KERX set expectations that the supply issue will not be resolved until late this year. We...
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The Richest Man in Babylon

The Richest Man in Babylon by George S. Clayson is one of the best books about growing wealth ever written, and it is one of my favorite books of all time.  I read it at least once a year, and encourage everyone to read it as well.  The lessons in this...
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Our Banks Continue to Get Stronger and Stronger

At Spectrum Financial Alliance, we believe that large national banks will be the biggest beneficiaries of interest rate increases.  That makes sense when you look at one of the primary sources of income from the banks: interest on loans and credit cards. ...
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Free Financial and Life Skills Boot Camp for Grades 6-12

When: July 20 - 22 10 a.m.- 4 p.m. Where:  Spectrum Financial Alliance, Ltd., L.L.C. 105 Wind Haven Drive, Nicholasville, KY 40356 RSVP: (859) 223-6333 or SFA@spectrumalliance.com Cost: Nothing! This is our way of giving back. Thank you for your business!...
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Brexit Impact

As we discussed yesterday this may be a short-term negative for us but I do mean weeks- not months. We're likely to give up about twice of what we gained yesterday of approximately 2%. Intermediate term, meaning three weeks or more, it's a non-event for...
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Happy Flag Day!

239 years ago, on June 14, 1777, America officially adopted the Stars and Stripes as our national flag.  108 years later, in 1885, BJ Cigrand, a school teacher in Wisconsin decided to celebrate the “Flag Birthday” with his students.  Over the next several...
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